Education:
 
•        Graduate of the University of Texas at San Antonio, BBA, Accounting; 1979.
 
Specialized Education:
 
Successfully completed and/or passed examinations for the following courses:
 
•        Course 101, An Introduction to Appraising Real Property, Society of Real Estate Appraisers; 1979.
•        Appraising the Single-Family Residence, San Antonio College; 1980.
•        Real Estate Appraisal Principles, American Institute of Real Estate Appraisers; 1981.
•        Basic Valuation Procedures, American Institute of Real Estate Appraisers; 1981.
•        Residential Valuation, American Institute of Real Estate Appraisers; 1981.
•        Capitalization Theory and Techniques, Part A and Part B, American Institute of Real Estate Appraisers; 1984.
•        Standards of Professional Practice, American Institute of Real Estate Appraisers; 1984/1996.
•        Case Studies in Real Estate Valuation, American Institute of Real Estate Appraisers; 1987.
•        Valuation Analysis and Report Writing, American Institute of Real Estate Appraisers; 1988.
 
Experience:
 
Associate Appraiser, Warren Anderson Company, Warren B. Anderson, MAI; 1979-1984.
 
Vice-President, R. J. Verette & Associates, Inc., Independent Fee Appraiser; 1984-Mid 1986.
       
Appraiser, Dugger, Canaday, Grafe, Inc., Real Estate Consultants and Appraisers; Mid 1986-Present.
 
Professional Affiliations:
 
•        Member - National Association of Women in Commercial Real Estate
•        Licensed Real Estate Broker since 1981 - State of Texas; (No. 0277555)
•        State Certified Appraiser - State of Texas - (Certificate No.: TX-1321095-G)